SCION SOLUTIONS LEASE RATES
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Max Term |
Zone 1+ (Incl. waived Security Deposit) Fico 720 + |
Zone I (Incl. waived Security Deposit) FICO 719-690 |
Zone 2 FICO 689-670 |
Zone 3 FICO 669-650 |
Zone 4 FICO 649-630 |
Zone 5 FICO 629-610 |
Zone 6 FICO<609-580 |
Zone 7 FICO<579-520 |
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New Vehicle
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60 |
0.00265 |
0.00275 |
0.00320 |
0.00390 |
0.00440 |
0.00520 |
0.00580 |
0.00700 |
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Certified Pre-Owned
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60 |
0.00265 |
0.00275 |
0.00320 |
0.00390 |
0.00440 |
0.00520 |
0.00580 |
0.00700 |
MSRP/Avg.Retail Book Value Maximum Advance* |
120% |
115% |
110% |
105% |
100% |
100% |
95% |
95% |
*TSF Standard Advance policy is as follows:Applicable MSRP% /Average Retail Book Value% (from above) + Dealer installed options+LA&H +VSA+TAC+ Dealer Paid acquisition Fee+ Dealer Paid Tax & License |
| Note: Rates are determined by the applicant(s) Automotive model FICO score from Experian (TRW). All contracts will include a $55 documentation fee. |
| Programs |
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Scion Solutions College Graduate Program: NEW vehicles receive rebate and customers are eligible for Zone1 rate and waived security deposit. SCPO customers are eligible for Zone1 rate and waived security deposit. Rebate not compatible with SCPO. | |
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Scion Solutions iFinance rate determined by applicable rate no lower than Zone 3. New only. | | |
| Features |
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Dealer rate participation not allowed on any Scion Solutions retail programs | |
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For Sign `n Drive: FICO score of 700 and above receive Zone I rate, plus a waived security deposit. Refer to applicable Sign `n Drive checklists for additional qualifications | |
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Encore: Security deposit waiver and beginning-of-term benefit are applicable; however, rate reduction for Encore not compatible with any Scion Solutions lease programs | |
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Low Mileage Lease: Add 2% to the current published residual percentages (30-60 mos. only) | |
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Multiple Security Deposit Waiver: Deduct 0.00010 RCF points from qualified Zone rate for each additional security deposit (maximum of 9) | |
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1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone. | |
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Credit worthy business applicants are eligible for Zone I; when a co-application exists, his/her FICO score determines Zone. | |
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Applicants without bureau FICO scores are eligible for Zone IV only | | |
Other features are not compatible with Scion Solutions Lease Programs. Scion Solutions Lease Plans and Scion iFinance are limited to the customer rates listed above.
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| PROTECT YOUR SCION |
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| FACTORY ALARM |
Dealer Installed |
$469.00 |
| LOJACK |
Basic System |
$695.00 |
| LOJACK UPGRADE |
Extended recovery |
$995.00 |
| KARR ALARM |
Basic System |
$695.00 |
| KARR ALARM UPGRADE |
2 yr Replacement |
$995.00 |
| THERMOGUARD |
Exterior/Interior |
$695.00 |
APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.
Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.